RenoFi
Renovation loans, including a renovation HELOC, sized on the home's expected value after the project.
Order is editorial. Descriptions come from each company's own website, last checked October 2026. A listing is not an endorsement. How we work.
Fannie Mae HomeStyle Renovation
A renovation mortgage offered through lenders. Fannie Mae lists accessory dwelling units among the improvements it can fund.
CalHFA
CaliforniaCalifornia's housing finance agency, with home loan programs for low- to moderate-income Californians. Its ADU grant program is out of funds, according to the state ADU handbook.
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